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2 New Solutions to Your Group Health Challenges: An Innovative New Group Health Plan and a Best-in-Class
Workplace Wellness Program
The Problem with Healthcare Spending in America
Frustrated over the high and rising cost of group health insurance and the financial burden it puts on you and
your employees?
A KFF Benchmark Survey reported that average family group health premiums rose another 7% to $25,572 in 2024. AON's 2025 Health Survey sees an average projected cost increase of 9.2% (adjusted to 7.3% after plan design changes) for the year. These are significantly higher rate increases than in recent years. ​​
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Nearly 75% of those surveyed say health care expenses are squeezing out salary and wage increases and more than 80% believe health costs are negatively impacting their ability to stay competitive in today’s labor market.
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So if you are frustrated by all this, you're certainly not alone! Nearly all private-sector employers in America are dealing with these same issues. We have a pretty good understanding of the challenges you're facing. We also have two unique new ways that may help you with them.
Innovative New Group Health:
A new Group Health Plan that allows you to KEEP your exact same healthcare network - same doctors, same hospitals, and even the same prescription drugs - but SAVE an average of 20% on premiums and 80% on out-of-pocket costs, without changing your current levels of coverage or quality of care.
Just significant savings with no disruptions or changes to your employees and no retraining on your part. You'll learn how they are able to achieve these savings on the next page titled, "New Group Health."
Best-in-Class Workplace Wellness:
A preventive health and wellness program that lowers the high rate of chronic illness by addressing health concerns before they become actual health issues.​ This program also includes virtual primary and urgent care with "no-pay" urgent prescriptions, virtual mental and behavioral health counseling, a full array of
Employee Assistance Programs (EAPs) and benefits, a very effective and complete end-to-end workplace misconduct solution (that HR folks tend to love), and a Legal Audit Defense Policy to back it all up.​
Immediate savings include $650 in average net reduced payroll taxes per participating employee per year as an incentive for offering the program, and an average $1100 increase in employee net annual take-home pay as an incentive for participating in it (that they can spend on anything they need or want.) There are also a number of additional savings that this program provides over time.​ You'll learn more about the many features, benefits and savings of this preventive health and wellness program on the page titled "Workplace Wellness."